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20978 Monza Loop

Land O Lakes, FL 34638
  • $425,000
  • STATUS: Active
  • ON SITE: 104 Days
  • MLS #: TB8500994
$425,000
  • 4
    BEDS
  • 0.16
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 2,386
    SQFT
  • $178
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2022
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T23:43:37.883.
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20978 Monza Loop Land O Lakes, FL 34638

  • Price: $425,000
  • Status: Active
  • On Site: 104 Days
  • MLS #: TB8500994
4
Beds
2
Baths
1
½ Baths
0.16
Acres
2,386
SQFT
$178
$/SQFT
2022
Built
Neighborhood:
Arden Preserve
County:
Pasco
Area:
Land O Lakes
Elementary School:
Connerton Elem
Middle School:
Pine View Middle-Po
High School:
Land O' Lakes High-Po
Property Description
Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStuccoWood Frame Covered Spaces 2 Direction Faces Northeast Exterior Features GardenPrivate YardSidewalkSliding Doors Fencing FencedVinyl Foundation Details Slab Lot Features Conservation AreaLandscapedLevelSidewalk Patio And Porch Features Front PorchPatioRear Porch Pool Private Yn No Road Frontage Type Street PavedPrivate Road Road Surface Type PavedAsphalt Roof Shingle View Trees/Woods Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Features Lake Waterfront Yn No

Interior Features

Additional Rooms Bonus RoomDen/Library/Office Appliances DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener Building Area Total 3116 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetLuxury VinylTile Furnished Unfurnished Heating Central Heating YN Yes Interior Features Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsThermostatWindow Treatments Laundry Features Laundry Room Levels Two Rooms Dining Room Bedroom 2 (Built-in Closet) Loft Kitchen Primary Bedroom (En Suite BathroomWalk-In Closet(s)) Bedroom 3 (Built-in Closet) Primary Bathroom (Dual SinksShower No Tub) Den (No Closet) Bedroom 4 (Built-in Closet) Living Room Bathroom 2 (Single VanityTub With Shower) Sewer Public Sewer Water Source Public Window Features BlindsDrapesRods

Property Features

Additional Lease Restrictions Buyer to verify lease restrictions with HOA Additional Parcels YN No Approval Process Buyer to verify approval procces with HOA Association Approval Required Yn Yes Association Fee 90 Association Fee Frequency Monthly Association Fee Monthly Amount 90 Association Fee Requirement Required Association Yn Yes Builder Name Pulte Homes Cdd Yn No Community Features LakeCommunity MailboxDog ParkGated Community - No GuardSidewalks Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalFHAVA Loan Minimum Lease 1-2 Years New Construction Yn No Occupant Type Owner Ownership Fee Simple Pets Allowed Yes Property Sub Type Single Family Residence Security Features Security System Senior Community Yn No Special Listing Conditions None Tax Annual Amount 6271 Total Annual Fees 1080 Total Monthly Fees 90 Utilities Cable AvailableElectricity ConnectedPublicSewer ConnectedUnderground UtilitiesWater Connected Yrs Of Owner Prior To Leasing Re No Zoning MPUD


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of MIHARA & ASSOCIATES INC.: 813-960-2300.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T23:43:37.883.
 
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