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106 Steven Street

Ruskin, FL 33570
  • $499,900
  • STATUS: Active
  • ON SITE: 104 Days
  • MLS #: TB8501771
Price Reduced
UPDATED: 185 min ago
$499,900
  • 3
    BEDS
  • 0.21
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,580
    SQFT
  • $316
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1965
County:

School Information

Elementary School:
Middle School:
High School:

Description

Now $499,990 This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and just dropped $50,000 in price. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for — and the serious infrastructure to back it up. Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water. Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture. Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T23:43:37.883.
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106 Steven Street Ruskin, FL 33570

  • Price: $499,900
  • Status: Active
  • On Site: 104 Days
  • Updated: 185 min ago
  • MLS #: TB8501771
3
Beds
2
Baths
0
½ Baths
0.21
Acres
1,580
SQFT
$316
$/SQFT
1965
Built
Neighborhood:
Collura Sub
County:
Hillsborough
Area:
Ruskin/Apollo Beach
Elementary School:
Thompson Elementary
Middle School:
Shields-HB
High School:
Lennard-HB
Property Description
Now $499,990 This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and just dropped $50,000 in price. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for — and the serious infrastructure to back it up. Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water. Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture. Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.
Exterior Features

Carport Spaces 1 Carport Yn No Construction Materials Block Covered Spaces 1 Direction Faces East Exterior Features Irrigation SystemLightingPrivate MailboxStorage Foundation Details Slab Lot Features FloodZoneNear MarinaStreet Dead-End Lot Size Dimensions 65 x 140 Open Parking YN Yes Other Structures Shed(s)StorageWorkshop Parking Features BoatCoveredDrivewayGolf Cart ParkingGuestOversizedRV Parking Pool Private Yn No Road Frontage Type Street Dead-EndStreet Paved Road Surface Type PavedAsphalt Roof Metal View Water Water Access Bay/HarborCanal - SaltwaterGulf/Ocean Water Access Yn Yes Water Extras LiftNo Wake ZoneSeawall - Concrete Water Extras Yn Yes Water View Canal Water View Yn Yes Waterfront Features Canal - Saltwater Waterfront Yn Yes

Interior Features

Additional Rooms Formal Dining Room SeparateFormal Living Room SeparateInside Utility Appliances Built-In OvenDishwasherDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeRefrigeratorWasherWater Softener Building Area Total 1780 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Ceramic TileTerrazzo Furnished Unfurnished Heating CentralElectricHeat Pump Heating YN Yes Interior Features Ceiling Fan(s)Open FloorplanSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWindow Treatments Laundry Features InsideLaundry Room Levels One Rooms Kitchen (Granite CountersPantry) Primary Bedroom (Built-in Closet) Bedroom 3 (Built-in Closet) Dining Room Living Room Bedroom 2 (Built-in Closet) Sewer Public Sewer Stories Total 1 Water Source Public

Property Features

Additional Parcels YN No Association Approval Required Yn No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code AE Garage Yn No Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalVA Loan Minimum Lease No Minimum New Construction Yn No Occupant Type Owner Ownership Fee Simple Property Sub Type Single Family Residence Realtor Info As-IsNo SignShort Term Rental Allowed Security Features Closed Circuit Camera(s)Security Fencing/Lighting/AlarmsSmoke Detector(s) Senior Community Yn No Special Listing Conditions None Tax Annual Amount 6322.82 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable ConnectedElectricity ConnectedPhone AvailablePublicSewer ConnectedSprinkler MeterWater Connected Zoning RSC-6


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of POWELL REALTY: 904-422-1224.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T23:43:37.883.
 
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